Festivals in India are not just about celebrations, they're also a time of high spending. From shopping and travel to gifts and daily payments, expenses rise sharply during festive seasons. That's why festive cashback offers have become extremely popular. With the right platform, users can earn cashback on UPI payments, QR scans, shopping, and bills, turning festive spending into real savings. In this guide, we'll explore the best cashback offers during festivals in India, how festive cashback works, and how you can maximize your rewards with PayNBack.
Why Cashback Offers Increase During Festivals
- Spending increases significantly - People shop more during festivals
- Brands compete aggressively - Companies offer better deals to attract customers
- Payment platforms push adoption - Digital payment apps boost cashback to increase usage
- Merchants offer special deals - Local stores provide festival-specific cashback
- Increased transaction volume - Higher payments mean more opportunities for cashback
Popular Festivals With the Best Cashback Offers
Diwali Cashback Offers
- UPI & QR payments - Extra cashback on Diwali shopping
- Online shopping - E-commerce platforms offer 10-20% cashback
- Electronics & grocery purchases - Special categories get higher rewards
- Gold and jewelry purchases - Premium cashback offers
- Bill payments - Extra rewards on electricity, mobile, and DTH recharges
Onam Cashback Offers
- Household shopping - Cashback on Onam special purchases
- Local merchant QR payments - Support Kerala businesses with rewards
- Small daily cashback - Regular micro-cashback during festival season
- Traditional clothing - Rewards on sarees and mundu purchases
- Festival feast items - Cashback on Onam sadya ingredients
New Year & Christmas Cashback Deals
- Travel bookings - Cashback on flights and hotels
- Dining payments - Rewards at restaurants and cafes
- Online festive sales - End-of-year shopping rewards
- Gift purchases - Extra cashback on gift items
- Party planning - Rewards on decorations and supplies
How to Maximize Festival Cashback
- Plan your purchases around festival dates
- Combine multiple offers when possible
- Use payment methods with highest cashback rates
- Check offer terms for minimum spend requirements
- Track cashback status regularly
- Share referral codes with family and friends
Festival Cashback Comparison
| Festival | Average Cashback Rate | Popular Categories | Best Platform |
|---|---|---|---|
| Diwali | 10-25% | Electronics, Gold, Clothing | PayNBack, E-commerce apps |
| Onam | 5-15% | Groceries, Clothing, Local Stores | PayNBack, UPI apps |
| Christmas/New Year | 8-20% | Travel, Dining, Gifts | Travel apps, Payment apps |
| Eid | 5-15% | Clothing, Food, Charity | Payment apps, Retail stores |
Tips for Safe Festival Cashback Earning
- Verify offer authenticity before making payments
- Read terms and conditions carefully
- Avoid sharing OTP or sensitive information
- Use trusted platforms like PayNBack
- Keep transaction receipts for verification
FAQs
1. Are festival cashback offers better than regular offers?
Yes, festival cashback offers are usually better with higher percentages, lower minimum spends, and wider merchant coverage compared to regular offers.
2. Can I combine festival cashback with other discounts?
Usually yes, unless specified otherwise in the terms. Many platforms allow stacking cashback with existing discounts for maximum savings.
3. How long do festival cashback offers last?
Most festival cashback offers run for 1-4 weeks, with the best deals usually available 1-2 weeks before the main festival day.
4. Do I need to register for festival cashback offers?
Sometimes. Some offers require activation or registration before making transactions, so always check the offer details first.
5. What happens if I don't receive my festival cashback?
Contact customer support immediately with transaction details. Festival periods may have higher processing times, but delays beyond 72 hours should be reported.
Conclusion
Festive seasons are the best opportunity to earn cashback in India. With strategic planning and by using platforms like PayNBack, you can save significant amounts on your festival spending. Remember to start early, compare offers, and track your cashback to make the most of these seasonal opportunities.