About Us

Vision & Mission

To be the leading platform for seamless, secure, and rewarding cashless shopping worldwide.

About PayNback

PayNback is redefining how local commerce works by turning everyday transactions into meaningful value for both customers and businesses. As India’s first in-store shopping support platform, we bridge the gap between nearby merchants and consumers—enabling smarter spending, stronger visibility, and sustainable growth. Unlike traditional marketplaces, PayNback does not replace physical stores—it strengthens them. By connecting users directly with local merchants, the platform enhances in-store experiences while driving measurable outcomes such as increased footfall, improved customer engagement, and higher conversion rates.

For users, PayNback delivers a seamless way to discover nearby deals, unlock exclusive rewards, and make every purchase more rewarding. For merchants, it provides a powerful ecosystem to promote their business, reach the right audience, and grow consistently in a competitive market. By integrating discovery, rewards, promotions, and engagement into a single platform, PayNback transforms routine spending into a strategic advantage—creating long-term value for all stakeholders.

Enjoy a world of benefits:

Explore Local Opportunities:Discover nearby businesses and relevant offers tailored to your needs
Unlock Better Savings: Benefit from exclusive deals and reward-driven pricing.
Interact with Confidence: Communicate directly with merchants for a more personalized experience.
Simplify Payments: Enjoy smooth, hassle-free transactions with integrated options.
Gain More Value: Earn rewards and incentives through active participation and referrals.

Why Choose PayNback?

Discounts

PayNback offers exclusive discounts, limited-time deals, and special coupons to help users maximize savings and get the best value on every purchase.

Services

Exclusive Discounts

1. Exclusive Discounts

PayNback offers exclusive discounts, limited-time deals, and special coupons to help users maximize savings and get the best value on every purchase.

2. Rewarding Points System

Every transaction with payNback unlocks more than just savings. Earn smart reward points on every eligible purchase and redeem them across a growing network of trusted merchants, turning everyday spending into continuous value.

3. Modern and User-Friendly Experience

Built for convenience and speed, payNback delivers a seamless digital experience with an intuitive interface, effortless navigation, and simplified access to offers, rewards, and transactions — all in one place

4. Secure and Reliable Transactions

Security is at the core of every interaction. payNback ensures dependable and protected transactions through advanced security protocols, delivering a trusted ecosystem for both customers and merchants.

5. Personalized Recommendations

Discover offers that truly match your interests. Using intelligent insights and customer preferences, payNback curates personalized deals, recommendations, and shopping experiences designed around individual user behavior.

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Meet Our Founders

PayNback Infosolutions was founded by Bony Thomas and Shybi Varghese, a visionary leadership duo driven by strong entrepreneurial focus and disciplined execution. Identifying a gap between digital payments and offline value, they built a scalable, user-centric platform that benefits both consumers and merchants. Their resilient leadership and long-term vision continue to position PayNback as a promising player in India's in-store savings and rewards ecosystem.

Join our Team

Bony ThomasFounder & CEO

Shybi VargheseCo-Founder & COO

How does PayNback work?

PayNback is a connected retail ecosystem that brings customers and partner merchants onto a single, seamless platform—enhancing the way everyday shopping is experienced and rewarded. Every purchase made at an onboarded merchant earns you cashback and rewards, credited directly to your PayNback account. These rewards are not limited to a single store—they can be redeemed instantly or used across other participating merchants within the ecosystem, creating continuous value with every transaction.

The app also enables effortless discovery and engagement. Users can explore curated partner stores, view exclusive in-store offers, and connect directly with merchants for enquiries or assistance through chat or call. Payments are designed to be smooth and flexible. Bills can be settled instantly via UPI, PayNback wallet, or redeemed rewards—ensuring a frictionless checkout experience at every step.

For Customers :

Secure Registration & Verification : Initiate your account setup by entering your mobile number and completing OTP-based verification. This ensures a secure, authenticated, and frictionless onboarding process.
Profile Configuration & Personalization : Complete your user profile by providing key details such as name and email ID, enabling a tailored experience with access to relevant offers, rewards, and platform features
Transaction Enablement & Rewards Activation : Begin transacting by scanning partner QR codes and making payments via UPI, bank, or wallet. Instantly access cashback, rewards, and exclusive deals while managing your purchases efficiently.

Joining as a Merchant :

Simple Sign-Up : Get started by accepting a referral link from our marketing team, sharing it on social media, or visiting our website www.paynback.in. Download and install PayNback app from play store.
Open App : Open the app and register using your basic business details to create your merchant profile in just a few steps.
Complete your Profile : Provide essential information about your business, including licenses, tax details, location, bank account details, and at least four high-quality photos showcasing your shop and key products.